Looking at a year chart on a daily time-frame we can see that SOFI had an epic rise. Partially due to short's covering their position, as well as some very large insider buying. Now that short covering has ended, and after a massive rally, SOFI has been due for a pullback. the value area outlined in the rectangle shows the expected pullback range/buy zone. SOFI became a profitable company despite their uphill battle against student loan pauses. Now that student loans are due to resume in august, I believe we will see a healthy rise back into the 10's or 11's by the time quarter 3 results hit. They already have a profitable business in place, and now that their original business purpose (student loans) is resuming in August, I believe we will see significant earnings repots/stock appreciation through 3rd and 4th quarter of 2023.