I believe we have just seen the low point of XMR at .000022. Hopefully we dont get a bubble like last time and this time there is more organic growth. Still time to get your feet wet if you havent already. Long long term say 3-5 years we could see ripple reaching 30cents or $1.
One thing I love about cryptocurrencies is they can beat most kinds of investments if paid right. I just got my annual dividend from a share I have and I just thought to myself I need to use my share money to buy coins while they are hot.
Also you can see a private jet and a beautiful home in this graph. They may be yours if you invest right.