CVB Financial Corp. Reports Earnings for the Third Quarter 2025

CVB Financial Corp., the holding company for Citizens Business Bank, has released its earnings report for the third quarter of 2025. The company, headquartered in Ontario, CA, continues to demonstrate strong financial performance, as evidenced by its latest SEC 8-K filing.

Financial Highlights

For the third quarter of 2025, CVB Financial Corp. reported net earnings of $52.6 million, or $0.38 per share, marking an increase from $50.6 million in the second quarter of 2025 and $51.2 million in the third quarter of 2024. The company's return on average assets (ROAA) was 1.35%, and its net interest margin (NIM) stood at 3.33%, reflecting a slight improvement from the previous quarter.

Business and Operational Highlights

Pre-provision pretax income rose to $70.0 million, up from $68.8 million in the second quarter of 2025. Net interest income increased by $4 million, or 3.6%, from the previous quarter, reaching $115.6 million. The company also received $6 million from a legal settlement and incurred an $8 million loss on the sale of approximately $65 million of available-for-sale (AFS) securities.

Deposits and customer repurchase agreements saw a significant increase of $186.5 million from the end of the second quarter of 2025, while loans grew by $112.4 million during the same period.

Strategic Initiatives and Corporate Developments

CVB Financial Corp. has maintained its long-standing tradition of profitability, marking 194 consecutive quarters of profitability and 144 consecutive quarters of paying cash dividends. The company repurchased 2,360,070 shares of common stock during the first nine months of 2025, totaling $43.5 million.

Management's Perspective

David Brager, President and Chief Executive Officer of Citizens Business Bank, commented on the company's performance, emphasizing the continued financial strength and commitment to serving the financial needs of small to medium-sized businesses. He expressed gratitude to customers and associates for their loyalty and support.

Future Outlook

While the report did not provide specific forward-looking statements, the company's consistent financial performance and strategic initiatives suggest a positive outlook for the future. The management's focus on maintaining strong financial metrics and customer relationships is expected to drive continued growth.

Original SEC Filing: CVB FINANCIAL CORP [ CVBF ] - 8-K - Oct. 23, 2025